List of 2025 Central Government Schemes with PDF Download (Benefits, Eligibility, How to Apply)
📌 Why You Should Know About Government Schemes in 2025
In 2025, the Indian government has expanded its welfare and development efforts. It is through various central government schemes targeting citizens across all sections. These are students, farmers, unemployed youth, women, entrepreneurs, and the economically weaker sections. These Sarkari Yojanas offer financial aid, skill training, healthcare, free housing, startup support, education assistance, and much more.
Understanding these schemes is crucial because
- You might be eligible for free benefits or subsidies.
- Many schemes offer direct bank transfers (DBT).
- Government schemes reduce your financial burden in education, health, farming, or business.
- Applying for most of them is now online and paperless.
✅ Free Download: Get the Full List of Central Government Schemes (2025) in PDF Format
Click here to download the updated PDF guide for 2025.
🏛️ What Are Central Government Schemes?
Central Government Schemes are national-level programs. It is fully funded or partially supported by the Union Government of India. They are implemented directly by central ministries or in collaboration with state governments.
There are three types:
- Central Sector Schemes—100% funded by the central government.
- Centrally Sponsored Schemes (CSS)—cost shared with state governments.
- Flagship Schemes—High-priority programs like PMAY, PM-KISAN, Ayushman Bharat, etc.
📋 Updated List of Central Government Schemes in 2025
Here is a detailed list of popular and active schemes in 2025, including their benefits, eligibility, and application process:
1. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
- Benefit: ₹6,000/year to small & marginal farmers (in 3 installments)
- Eligibility: Landholding farmers in India (excluding taxpayers)
- Apply: pmkisan.gov.in
2. PMAY—Pradhan Mantri Awas Yojana (Urban & Gramin)
- Benefit: Subsidized housing loan for affordable homes
- Eligibility: EWS/LIG/MIG income groups, rural poor
- Apply: pmaymis.gov.in
3. Ayushman Bharat—PM Jan Arogya Yojana (PM-JAY)
- Benefit: Free health coverage up to ₹5 lakh/family/year
- Eligibility: Families listed in SECC 2011 or holding PMJAY card
- Apply: pmjay.gov.in
4. PMEGP—Prime Minister’s Employment Generation Programme
- Benefit: Subsidy on loans up to ₹25 lakh for setting up a business
- Eligibility: 18+, 8th pass, unemployed or aspiring entrepreneurs
- Apply: kviconline.gov.in
5. Skill India Mission / PM Kaushal Vikas Yojana (PMKVY)
- Benefit: Free skill training and certification
- Eligibility: Youth aged 15–45 years
- Apply: pmkvyofficial.org
6. Stand-Up India Scheme
- Benefit: Loan between ₹10 lakh to ₹1 crore for SC/ST and women entrepreneurs
- Eligibility: SC/ST or woman above 18 years
- Apply: standupmitra.in
7. National Digital Health Mission (NDHM)
- Benefit: Unique Health ID, digital medical records
- Eligibility: All Indian citizens
- Apply: healthid.ndhm.gov.in
8. Atmanirbhar Bharat Rozgar Yojana (ABRY)
- Benefit: EPF subsidy for new employees hired by registered organizations
- Eligibility: Formal sector workers earning under ₹15,000/month
- Apply: Through EPFO portal
9. Sukanya Samriddhi Yojana
- Benefit: High-interest savings scheme for girl child
- Eligibility: Girl child under 10 years of age
- Apply: Post offices or nationalized banks
10. Beti Bachao, Beti Padhao (BBBP)
- Benefit: Focus on girl child education and empowerment
- Eligibility: Awareness and local implementation, not direct subsidy
- Apply: Via state/district-level campaigns
11. UDAN (Ude Desh ka Aam Nagrik) Scheme
- Benefit: Affordable air travel for tier-2/tier-3 cities
- Eligibility: All Indian travelers
- Apply: Via airline bookings under UDAN pricing
12. NIRVIK Scheme (Niryat Rin Vikas Yojana)
- Benefit: Export credit insurance for Indian exporters
- Eligibility: Registered Indian exporters
- Apply: Through Export Credit Guarantee Corporation (ECGC)
13. Digital India Programme
- Benefit: Free digital literacy, public WiFi, online access to services
- Eligibility: Citizens aged 14+
- Apply: CSC centers or digitalindia.gov.in
14. Mission Shakti (for Women Empowerment)
- Benefit: Safety, support, and livelihood initiatives for women
- Eligibility: Women across India
- Apply: Through ministry website or local SHG/NGOs
15. National Apprenticeship Promotion Scheme (NAPS)
- Benefit: Stipend & training for apprentices
- Eligibility: Students, ITI holders, freshers
- Apply: apprenticeshipindia.gov.in
16. E-Shram Portal
- Benefit: Centralized database for unorganized workers with accident insurance
- Eligibility: Unorganized sector workers aged 16–59
- Apply: eshram.gov.in
17. National Education Policy (NEP) Reforms 2025
- Benefit: Multilingual education, credit bank, 5+3+3+4 structure
- Eligibility: All school and college students
- Apply: Through schools and universities
18. Digital India Bhashini (AI for Languages)
- Benefit: AI-based translation services across 22 Indian languages
- Eligibility: General public, developers, and institutions
- Apply: bhashini.gov.in
📥 Download PDF: 2025 Central Government Schemes
To make it easy for you, we’ve compiled all schemes, links, eligibility, and how to apply in one downloadable PDF file.
👉 Click here to download the free PDF
The PDF includes:
- ✅ Scheme name
- ✅ Benefits
- ✅ Eligibility
- ✅ Official website
- ✅ Application method
🤔 Why Knowing About Government Schemes Is Important in 2025?
- Many citizens miss out on benefits just due to lack of awareness.
- Most schemes are now online and Aadhaar-linked.
- Schemes are updated yearly—eligibility and benefits change.
- These programs can help reduce your cost of living, business, or education.
🛠️ How to Apply for Any Central Government Scheme?
- Visit the official website of the scheme (not third-party portals).
- Register using Aadhaar, PAN, or a mobile number.
- Fill out the application form online.
- Upload required documents (income certificate, ID proof, etc.).
- Track status via your dashboard or SMS/email.
📝 Pro Tip: Use digilocker.gov.in to store and share your documents digitally.
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🧾 Documents Commonly Required
- Aadhaar Card
- PAN Card
- Bank Passbook
- Income Certificate
- Caste/Community Certificate (if applicable)
- Educational Certificates
- Business Registration (for schemes like PMEGP, Stand-Up India)
📞 Helpline Numbers & Common Portals
| Portal | Purpose | Website |
|---|---|---|
| MyGov | Scheme updates & info | mygov.in |
| UMANG App | Single app for government services | web.umang.gov.in |
| DigiLocker | Store official docs | digilocker.gov.in |
| CSC | Apply offline at Common Service Centers | csc.gov.in |
🔚 Final Thoughts
The year 2025 is all about digital-first governance. Whether you’re a student, farmer, job seeker, woman entrepreneur, or small business owner—there’s a central government scheme for you. Don’t let lack of awareness stop you from claiming what you’re eligible for.
💡 Stay updated, apply smartly, and share this guide with others who might benefit.
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📘 FAQ – Related Queries
How to check eligibility for a government scheme in India?
Check the official website of the scheme or visit your nearest CSC center. Most portals now allow Aadhaar-based eligibility checks.
Are all government schemes free?
Not all are free—some offer subsidies, interest-free loans, or partial funding.
Can I apply for multiple schemes?
Yes, if you meet the eligibility criteria for each scheme.
Where can I get real-time scheme updates?
Subscribe to mygov.in or install the UMANG app for the latest.
