List of 2025 Central Government Schemes with PDF Download (Benefits, Eligibility, How to Apply)
In 2025, the Indian government has expanded its welfare and development efforts.
It is through various central government schemes targeting citizens across all sections.
These are students, farmers, unemployed youth, women, entrepreneurs, and the economically weaker sections.
These Sarkari Yojanas offer financial aid, skill training, healthcare, free housing, startup support, education assistance, and much more.
Understanding these schemes is crucial because…
- You might be eligible for free benefits or subsidies.
- Many schemes offer direct bank transfers (DBT).
- Government schemes reduce your financial burden in education, health, farming, or business.
- Applying for most of them is now online and paperless.
✅ Free Download: Get the Full List of Central Government Schemes (2025) in PDF Format
Click here to download the updated PDF guide for 2025.
🏛️ What Are Central Government Schemes?
Central Government Schemes are national-level programs.
It is fully funded or partially supported by the Union Government of India.
They are implemented directly by central ministries or in collaboration with state governments.
There are three types:
- Central Sector Schemes—100% funded by the central government.
- Centrally Sponsored Schemes (CSS)—cost shared with state governments.
- Flagship Schemes—High-priority programs like PMAY, PM-KISAN, Ayushman Bharat, etc.
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📋 Updated List of Central Government Schemes in 2025
Here is a detailed list of popular and active schemes in 2025, including their benefits, eligibility, and application process:
1. PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
- Benefit: ₹6,000/year to small & marginal farmers (in 3 installments)
- Eligibility: Landholding farmers in India (excluding taxpayers)
- Apply: pmkisan.gov.in
2. PMAY—Pradhan Mantri Awas Yojana (Urban & Gramin)
- Benefit: Subsidized housing loan for affordable homes
- Eligibility: EWS/LIG/MIG income groups, rural poor
- Apply: pmaymis.gov.in
3. Ayushman Bharat—PM Jan Arogya Yojana (PM-JAY)
- Benefit: Free health coverage up to ₹5 lakh/family/year
- Eligibility: Families listed in SECC 2011 or holding PMJAY card
- Apply: pmjay.gov.in
4. PMEGP—Prime Minister’s Employment Generation Programme
- Benefit: Subsidy on loans up to ₹25 lakh for setting up a business
- Eligibility: 18+, 8th pass, unemployed or aspiring entrepreneurs
- Apply: kviconline.gov.in
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5. Skill India Mission / PM Kaushal Vikas Yojana (PMKVY)
- Benefit: Free skill training and certification
- Eligibility: Youth aged 15–45 years
- Apply: pmkvyofficial.org
6. Stand-Up India Scheme
- Benefit: Loan between ₹10 lakh to ₹1 crore for SC/ST and women entrepreneurs
- Eligibility: SC/ST or woman above 18 years
- Apply: standupmitra.in
7. National Digital Health Mission (NDHM)
- Benefit: Unique Health ID, digital medical records
- Eligibility: All Indian citizens
- Apply: healthid.ndhm.gov.in
8. Atmanirbhar Bharat Rozgar Yojana (ABRY)
- Benefit: EPF subsidy for new employees hired by registered organizations
- Eligibility: Formal sector workers earning under ₹15,000/month
- Apply: Through EPFO portal
9. Sukanya Samriddhi Yojana
- Benefit: High-interest savings scheme for girl child
- Eligibility: Girl child under 10 years of age
- Apply: Post offices or nationalized banks
10. Beti Bachao, Beti Padhao (BBBP)
- Benefit: Focus on girl child education and empowerment
- Eligibility: Awareness and local implementation, not direct subsidy
- Apply: Via state/district-level campaigns
11. UDAN (Ude Desh ka Aam Nagrik) Scheme
- Benefit: Affordable air travel for tier-2/tier-3 cities
- Eligibility: All Indian travelers
- Apply: Via airline bookings under UDAN pricing
12. NIRVIK Scheme (Niryat Rin Vikas Yojana)
- Benefit: Export credit insurance for Indian exporters
- Eligibility: Registered Indian exporters
- Apply: Through Export Credit Guarantee Corporation (ECGC)
13. Digital India Programme
- Benefit: Free digital literacy, public WiFi, online access to services
- Eligibility: Citizens aged 14+
- Apply: CSC centers or digitalindia.gov.in
14. Mission Shakti (for Women Empowerment)
- Benefit: Safety, support, and livelihood initiatives for women
- Eligibility: Women across India
- Apply: Through ministry website or local SHG/NGOs
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15. National Apprenticeship Promotion Scheme (NAPS)
- Benefit: Stipend & training for apprentices
- Eligibility: Students, ITI holders, freshers
- Apply: apprenticeshipindia.gov.in
16. E-Shram Portal
- Benefit: Centralized database for unorganized workers with accident insurance
- Eligibility: Unorganized sector workers aged 16–59
- Apply: eshram.gov.in
17. National Education Policy (NEP) Reforms 2025
- Benefit: Multilingual education, credit bank, 5+3+3+4 structure
- Eligibility: All school and college students
- Apply: Through schools and universities
18. Digital India Bhashini (AI for Languages)
- Benefit: AI-based translation services across 22 Indian languages
- Eligibility: General public, developers, and institutions
- Apply: bhashini.gov.in
19. Vishwakarma Yojana 2.0
- Launched/Expanded: 2025 (Centrally Sponsored Scheme – CSS)
- Who Benefits: Traditional artisans, craftsmen, and self-employed workers
- Highlights:
- Skill development programs to upgrade traditional trades
- Easy credit support for small artisans
- Aims to preserve India’s cultural crafts while enabling artisans to compete in modern markets
20. Green India Digital Mission
- Launched: 2025 (Central Sector Scheme – CS)
- Who Benefits: Forest communities, researchers, policymakers
- Highlights:
- Uses AI-based digital tools to monitor forests and biodiversity
- Focus on conservation, afforestation, and combating climate change
- Builds a real-time data system for better environmental management
21. Bharat Skill Connect Portal
- Launched: 2025 (CS initiative)
- Who Benefits: Job seekers, students, and employers
- Highlights:
- AI-driven platform for job matching and skilling opportunities
- Connects trained youth with industries in need of skilled workers
- Part of Digital India’s employment and skilling mission
22. PM Surakshit Mahila Yojana
- Launched: 2025 (CSS, Ministry of Women & Child Development)
- Who Benefits: Women across India, especially in vulnerable areas
- Highlights:
- Provides safety support through helplines and digital monitoring
- Offers legal aid services for women facing violence or discrimination
- Strengthens existing women’s safety infrastructure
23. Mission Shakti 2.0
- Launched: 2025 (Upgraded CSS)
- Who Benefits: Women and women’s groups nationwide
- Highlights:
- Merges older women’s empowerment programs under one umbrella
- Provides holistic support: safety, livelihood, legal help, and empowerment
- Simplifies implementation and ensures better coordination
24. PM e-Bus Sewa Scheme
- Launched: 2025–26 (CSS)
- Who Benefits: Urban commuters, transport operators, environment
- Highlights:
- Promotes deployment of electric buses in Indian cities
- Encourages clean mobility and reduces carbon emissions
- Helps modernize urban transport with sustainable technology
25. PM Janjati Nyay Maha Abhiyan
- Launched: 2025 (CSS)
- Who Benefits: Tribal communities, especially Particularly Vulnerable Tribal Groups (PVTGs)
- Highlights:
- Improves housing, health, and livelihood facilities in tribal areas
- Focused development for marginalized tribal households
- Strengthens inclusion and welfare for India’s indigenous communities
26. National Digital Nagrik Mission
It aims to reduce paperwork and improve governance transparency
Announced: Union Budget 2025 (CS scheme)
Who Benefits: Citizens, government service users
Highlights:
- Unified digital identity system for faster access to public services
- Seamless integration of government databases
27. Rooftop Solar Scheme 2.0
- Launched: 2025 (Enhanced CS scheme)
- Who Benefits: Homeowners, households, renewable energy users
- Highlights:
- Subsidies for installing rooftop solar panels
- Encourages clean energy adoption and lower electricity bills
- Supports India’s goal of energy independence and sustainability
28. National Green Credit Programme
- Launched: 2025 (Pilot CS initiative)
- Who Benefits: Individuals, companies, and organizations contributing to environment
- Highlights:
- Generates tradable carbon credits for eco-friendly activities
- Encourages tree plantation, waste reduction, renewable energy use
- Supports India’s green economy vision
29. National Data Governance Policy
- Launched: 2025 (CS scheme)
- Who Benefits: Researchers, innovators, AI startups, government
- Highlights:
- Opens access to non-personal public data
- Prepares India for AI-driven economy
- Promotes transparency and innovation through data availability
30. National Research Foundation (NRF)
- Announced: Union Budget 2025 (CS scheme)
- Who Benefits: Universities, researchers, R&D institutions
- Highlights:
- ₹50,000 crore allocation for scientific research
- Strengthens India’s innovation and research ecosystem
- Encourages global collaborations in emerging fields
31. Samagra Shiksha 2.0
- Launched: 2025 (CSS)
- Who Benefits: Students, schools, teachers
- Highlights:
- Integrates EdTech into classrooms for better learning
- Modernizes government schools with digital tools
- Focuses on holistic and inclusive school education
32. Pradhan Mantri Matsya Sampada Yojana (PMMSY)
- Boosted Allocation: 2025 (CSS)
- Who Benefits: Fishermen, fish farmers, coastal communities
- Highlights:
- Enhances fish production and export
- Supports cold storage, supply chains, and aquaculture
- Boosts blue economy and rural incomes in coastal regions
33. Urban Infrastructure Development Fund (UIDF)
- Launched: 2025 (CS scheme)
- Who Benefits: Tier-2 and Tier-3 cities
- Highlights:
- Funds infrastructure projects like roads, sanitation, water supply
- Improves quality of life in smaller cities
- Reduces rural-urban development gap
34. National Broadband Mission 2.0 (NBM 2.0)
- Launched: January 17, 2025 (CS scheme, runs till 2030)
- Who Benefits: Villages, schools, PHCs, rural institutions
- Highlights:
- Optical fiber connectivity for 2.7 lakh villages
- 90% of schools, health centers, and anganwadis to get 100 Mbps broadband
- Mapping fiber networks via PM GatiShakti for efficient rollout
35. Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
- Extended Till: 2028–29 (CSS)
- Who Benefits: Rural poor and homeless families
- Highlights:
- Target of 2 crore additional rural homes
- Launched Awaas+ 2024 mobile app in 2025 for surveys
- Promotes pucca houses with basic amenities for rural India
36. Prime Minister Internship Scheme (PMIS)
- Phase 2 Expansion: January 2025 (CS scheme)
- Who Benefits: Students, young graduates
- Highlights:
- One crore internships planned over five years
- ₹2,000 crore allocated in 2024–25
- Connects youth with top private and public companies for practical exposure
📥 Download PDF: 2025 Central Government Schemes
To make it easy for you, we’ve compiled all schemes, links, eligibility, and how to apply in one downloadable PDF file.
👉 Click here to download the free PDF
The PDF includes:
- ✅ Scheme name
- ✅ Benefits
- ✅ Eligibility
- ✅ Official website
- ✅ Application method
🤔 Why is it important to know about government schemes in 2025?
- Many citizens miss out on benefits just due to lack of awareness.
- Most schemes are now online and Aadhaar-linked.
- Schemes are updated yearly—eligibility and benefits change.
- These programs can help reduce your cost of living, business, or education.
🛠️ How to Apply for Any Central Government Scheme?
- Visit the official website of the scheme (not third-party portals).
- Register using Aadhaar, PAN, or a mobile number.
- Fill out the application form online.
- Upload required documents (income certificate, ID proof, etc.).
- Track status via your dashboard or SMS/email.
📝 Pro Tip: Use digilocker.gov.in to store and share your documents digitally.
🧾 Documents Commonly Required
- Aadhaar Card
- PAN Card
- Bank Passbook
- Income Certificate
- Caste/Community Certificate (if applicable)
- Educational Certificates
- Business Registration (for schemes like PMEGP, Stand-Up India)
| Portal | Purpose | Website |
|---|---|---|
| MyGov | Scheme updates & info | mygov.in |
| UMANG App | Single app for government services | web.umang.gov.in |
| DigiLocker | Store official docs | digilocker.gov.in |
| CSC | Apply offline at Common Service Centers | csc.gov.in |
🔚 Final Thoughts on List of 2025 Central Government Schemes with PDF Download
The year 2025 is all about digital-first governance.
Whether you’re a student, farmer, job seeker, woman entrepreneur, or small business owner—there’s a central government scheme for you.
Don’t let lack of awareness stop you from claiming what you’re eligible for.
💡 Stay updated, apply smartly, and share this guide with others who might benefit.
📘 FAQ – Related Queries
How to check eligibility for a government scheme in India?
Check the official website of the scheme or visit your nearest CSC center. Most portals now allow Aadhaar-based eligibility checks.
Are all government schemes free?
Not all are free—some offer subsidies, interest-free loans, or partial funding.
Can I apply for multiple schemes?
Yes, if you meet the eligibility criteria for each scheme.
Where can I get real-time scheme updates?
Subscribe to mygov.in or install the UMANG app for the latest.
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